Privacy Policy

 

PRIVACY POLICY

TERMS OF SERVICE

REFUND POLICY

Please read carefully.

You, the Consumer, are solely responsible for understanding the terms of service and refund policy.

By purchasing a product or service, or donating, you (herein referred to as “Client”) agree to the following terms stated herein.
The following TERMS OF USE and PRIVACY POLICY are subject to change at any time and at the sole discretion of the Site Owner and operator. Visit the site regularly for updates.

DISCLAIMER

Client understands Karen Anderson, dba, Painted Rain Productions, Painted Rain Ranch Animal Sanctuary (herein known as Consultant) is not an employee, agent, lawyer, doctor, manager, therapist, public relations or business manager, veterinarian, registered dietician, financial analyst, psychotherapist, or accountant. Client understands that Consultant has not promised, shall not be obligated to and will not act as a veterinarian, doctor, therapist by providing psychoanalysis, psychological counseling or behavioral therapy and any information obtained from this site, consultant, product, service, a session is for informational and educational purposes only.

Terms Of Use

Please read the following terms of use relating to your use of this site, and all the sites listed below under my brand, carefully. By using these sites, you agree to these terms of use. We reserve the right to modify these terms at any time, so please check this page periodically for changes. By using these sites after we post any changes to these terms, you agree to accept those changes, whether or not you have reviewed them or been notified about them. If at any time you choose not to accept these terms of use, please do not use this site or any of the Consultant’s sites.

OWNERS AND COLLECTORS OF INFORMATION

These terms of use apply to your use of all of the Sites and services owned, hosted, or operated by Consultant (collectively “we,” “us,” or “our”), including the following:

www.animalcommunicating.com
www.KarenAnderson.net
www.theamazingafterlifeofanimals.com
www.hearallcreatures.com
www.animalcommunicationplanet.com
www.animal-communication-planet.teachable.com

Pet Loss Hope & Healing App

Mobile app terms of service:

  • Developer name: co.appbros.boombusiness
  • Pet Loss Hope & Healing 
  • To Delete your account and data: Email karen@karenanderson.net with your information used when registering such as email address and name along with your request to delete your information. You may also call Client Support with the above information 510-854-6003
  • The data types we delete are your name and email address used to register. There is no retention of any data after deletion.

These terms of use also apply to any other site we have owned or operated, do own and operate, or may own or operate in the future including social media sites (collectively, the “Sites”). Unless we say otherwise, all references to the Sites in these terms of use include all such Sites. These terms of use do not apply to your use of unaffiliated Sites to which any of the Sites may link to or direct you to.

If you have any questions about these terms of use you may contact us at:

Painted Rain Productions Administrative Offices

PO BOX 256
Elk WA 99009

karen@karenanderson.net

Non-Profit Refund Policy

Painted Rain Ranch Nonprofit general donation refund policy is to ensure fair and transparent processing of requests for refund of donations. Painted Rain Ranch Nonprofit expects that all donors will exercise due care and diligence while making donations. Painted Rain Ranch also recognizes that a donation may be made erroneously, or a donor may change their mind.   

Painted Rain Ranch Nonprofit will examine each request for refund of donation and endeavor to make the refund in accordance with this policy. Painted Rain Ranch Nonprofit may also seek further information/documents, and donors must cooperate in this regard.  

However, Painted Rain Ranch Nonprofit is not obliged to make refunds and may, in its discretion, decline any requests for refund of donations, especially if a tax exemption certificate has been issued:

• If you would like your donation to Painted Rain Ranch Nonprofit to be refunded 

• You must request Painted Rain Ranch Nonprofit in writing or by email for a refund, and your request must reach Painted Rain Ranch Nonprofit within 7 (seven) days from the date on which you donated. No exceptions. For instance, the date on which you:

• Donated online, electronically or through other means, OR 

• Handed over the check/demand draft to Painted Rain Ranch Nonprofit or someone authorized by Painted Rain Ranch Nonprofit for this purpose, OR

• Dispatched the check/demand draft to Painted Rain Ranch Nonprofit by other means

• The reason for your refund request  

Any refund made will be made after deducting the transaction fees (where applicable)

The written request stating the reason for requesting a refund must be sent to the address stated below and must contain all the following details about the donation:

• Date of donation

• Donation amount

• If the donation was made through check/draft, please provide Check/Draft no

• If the donation was made through a credit card, please provide Credit Card no. (last 4 digits only).

• If the donation was made online, please provide Donation-ID. 

Painted Rain Ranch PO BOX 256 Elk WA 99009  USA 

Email: hello@paintedrainranch.org

Refunds for Sessions with Third-Party Affiliates:

Requests for refunds must be received within 24 hours of the appointment and abide by the terms of service of the affiliate. 

If the session is terminated in less than 10 minutes, a refund less processing fees will be considered. We hope that you will consider your DONATION nonrefundable as it supports the animals.

If the session goes beyond 10 minutes, there will be no refund. No exceptions.

Cancelation Policy:

If you cancel your session at last 72 hours in advance, a full refund will be sent within 3-5 business days, excluding legal holidays, less processing fees. No-shows are non-refundable regardless of the reason.

No refund will be issued if cancellation is less than 72 hours from your appointment. 

All Painted Rain Ranch Nonprofit decisions in this regard will be final and binding on the donor.  

Terms & Conditions

By scheduling a session from an affiliate and/or the directory, the donator agrees and understands that they must follow Third-party terms of service, and the outcome of any session is not guaranteed and results may vary.

Third-Party Affiliation & Directory Listings

Third-Party affiliates are independent service providers who donate a portion proceeds to Painted Rain Ranch (PRR). All disputes, cancelations, or other business-related matters must be directed to the Affiliate first for consideration. Affiliate must agree to refund. Schedule at your own discretion. PRR is not liable or responsible in any way for scheduling or daily business operations. 

www.PaintedRainRanch.org go here

Private Coaching Programs:

METHODS OF PAYMENT

If Client elects to pay by monthly installments, Client authorizes the Consultant to charge Client’s credit card or debit card until the stated price is paid in full. If Client elects to pay in full upfront, Client may pay by credit card or debit card or Paypal. Note: Payment plans are not cancelable or refundable after the 14-day refund period. The Client also understands that a member of our team may contact them at any time by email or phone if there is a problem with payment method or if the Client’s account is past due.

Refund Policy

Online courses offered through www.animal-communication-planet.teachable.com have a 14-day refund policy.

Personal feedback and email support are available the first time the client completes the course and is limited to the practice modules within the program. 

Every effort will be made to provide essential feedback and responses in a timely manner excluding any unforeseen circumstances, national holidays, weekends, or scheduled vacation time. 

Level II Animal Communication Coaching:

Consultant agrees to provide animal communication practice sessions to Client for the prepaid number of appointments. The consultant will provide personal feedback, suggestions for improvement, and coaching guidance to enhance the animal communication skills of the Client. There are no guarantees, representations, warranties, or specific outcomes promised for any coaching program as it is up to the Client to apply themselves and individual results may vary.  It is the sole responsibility of the Client to actively participate in the practice sessions, to show up on time for appointments, provide detailed readings, and to be receptive to coaching feedback. The client agrees to inform the Consultant at the soonest possible time of any cancelation or rescheduling of coaching appointments and vice versa. Every effort will be made by Consultant to reschedule at the earliest possible time depending on availability. If less than 24 hours notice is given by the Client, the coaching session is forfeited and will not be rescheduled. If more than two appointments are missed or rescheduled by the Client the Consultant reserves the right to terminate their program without refund. There is a strict 14-Day REFUND POLICY from the commencement of coaching. Client must submit a notice of refund and cancelation via email to the Consultant. Any prepaid, unused appointments are refundable.. Allow 5-10 business days to clear. If the coaching is terminated by either the Client or Consultant, coaching is terminated and Consultant is under no obligation to reinstate the Client, and all access to content is revoked. The Zoom recordings are the sole and separate property of the CONSULTANT and may not be posted or linked or shared in any manner without the written permission of the Consultant. All coaching feedback is proprietary in nature and the content should not be disclosed to any other party without written permission from the Consultant.

Animal Communication Mastery Coaching & Business is Booming Coaching programs on this site are not eligible for refunds or credits after the first 14 days of the program. If the client withdraws for any reason the program is terminated any prepaid and unused appointments are refundable. within 14-days from commencement. After the 14 days, the Consultant, at her sole discretion, may refund the remaining unused coaching. Client will also be removed from accessing course content.

DIRECTORY LISTING for Practitioners:

A 12-month listing will be billed annually for each bio listed on the Book A Session page of www.AnimalCommunicating.com and/or the mobile app Pet Loss Hope & Healing. This listing will include a photo, a description provided by subscriber and a hyperlink to their website. Includes 2 edits per calendar year. Cancel by not renewing. Subscriber acknowledges and agrees that BOOK A SESSION listings are non-refundable and no credit will be issued for early termination. Subscriber is responsible for the accuracy of the listing and informing site owner of any changes with the product.

Non-payment will result in the immediate removal of a listing. The annual subscription allows for 2 free edits per calendar year. An hourly rate will be assessed for any edits over the 2 free edits. Subscriber may cancel anytime by not renewing. No refunds or credits for unused time left on subscription. Upon notice of cancelation, the listing(s) will be deleted. If more than three (3) complaints are received by our office for the work performed by any practitioner the listed will be permanently deleted without notice. In the event of the subscriber conducting in or engaging in any pursuits constituted by Karen Anderson as defamatory, negative, or otherwise disparaging against Karen Anderson, Animal Communication or the holistic field including any posts, comments, podcasts, or other digital media Karen Anderson reserves the right to remove the listing without refund and without subscriber’s consent or knowledge. No exceptions.

Website Directory and Mobile app Directory Notice to Clients – CLIENT ASSUMES ALL RISK, RESPONSIBILITY, AND NO GUARANTEES ARE MADE OR IMPLIED THAT A CERTAIN OUTCOME OR LEVEL OF SATISFACTION WITH PRODUCT OR SERVICE FOR ANY THIRD-PARTY AFFILIATES.

Client acknowledges and agrees that Site Owner, Karen Anderson, DBA Painted Rain Productions and.or Painted Rain Ranch Animal Sanctuary, its successors and/or assigns, are not responsible for Third-Party Services and that we make no representations or warranties regarding Third-Party Services. Site Owner does not endorse and is not responsible or liable for any information, outcomes, content, advertising, products, services, or other materials on or available from any Third Party Services. Site Owner will not be responsible or liable, directly or indirectly, for any actual or alleged damage or loss caused by or in connection with use of or reliance on any Third Party Services. If you decide to enable, access, or use Third Party Services, be advised that your access and use of such Third Party Services are governed solely by the terms and conditions of such Third Party Services. You irrevocably waive any claim against the Site Owner and its affiliates with respect to such third-party Services. “Third Party Services” means third-party products, applications, services, software, networks, systems, directories, websites, databases, and information which a Site Owner links to, or which you may connect to or enable in conjunction with a Site Owner directory, app, email, blog, including, without limitation, Third Party Services which may be integrated directly into your account by you or at your direction.

THE USE OF THIRD-PARTY SERVICES IS DONE AT YOUR OWN DISCRETION AND RISK AND WITH YOUR AGREEMENT THAT YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE YOU EXPERIENCE AS A RESULT OF YOUR USE OF THIRD-PARTY SERVICES. ANY WARRANTY THAT IS PROVIDED BY A THIRD PARTY IS PROVIDED SOLELY BY SUCH THIRD PARTY, AND NOT BY THE SITE OWNER. The views and opinions expressed by Third Parties are those of the authors and do not necessarily reflect the official policy or position of
Site Owner.  Any content provided by our authors are of  their opinion, and are not intended to malign any religion, ethnic group, club, organization, company, individual or anyone or anything.

Although we make strong efforts to make sure our information is accurate, Site Owner cannot guarantee that all the information on this website and or blog is always correct, complete, or up-to-date.

By purchasing any of our products or Third Party services, user agrees to and is knowingly assuming any and all risk associated with using these products or services.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE PRODUCTS, SERVICES AND INFORMATION ON THIS WEBSITE AND OR BLOG IS PROVIDED “AS IS” AND WITH ALL FAULTS AND PURPOSE PREP  MAKES NO PROMISES, REPRESENTATIONS, OR WARRANTIES, EITHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, WITH RESPECT TO THE PRODUCTS, SERVICES AND INFORMATION, INCLUDING ITS CONDITION, ITS CONFORMITY TO ANY REPRESENTATION OR DESCRIPTION, OR THE EXISTENCE OF ANY LATENT OR PATENT DEFECTS, AND PURPOSE PREP  SPECIFICALLY DISCLAIMS ALL IMPLIED (IF ANY) WARRANTIES OF TITLE, MERCHANTABILITY, NON-INFRINGEMENT, FITNESS FOR A PARTICULAR PURPOSE, LACK OF VIRUSES, ACCURACY OR COMPLETENESS, QUIET ENJOYMENT, AND QUIET POSSESSION. THE ENTIRE RISK ARISING OUT OF USE OR PERFORMANCE OF THE PRODUCTS, SERVICES AND INFORMATION LIES WITH USER.TO THE MAXIMUM EXTENT PERMITTED BY LAW, IN NO EVENT SHALL SITE OWNER OR ITS SUCCESSORS AND/OR ASSIGNS BE LIABLE FOR CONSEQUENTIAL, INCIDENTAL, SPECIAL, INDIRECT, OR EXEMPLARY DAMAGES WHATSOEVER ARISING OUT OF OR IN ANY WAY RELATING TO THIS AGREEMENT OR USER’S USE OF OR INABILITY TO USE THE PRODUCTS, SERVICES AND INFORMATION, OR THE PROVISION OR FAILURE TO PROVIDE SUPPORT SERVICES, INCLUDING, BUT NOT LIMITED TO, LOST PROFITS, LOSS OF CONFIDENTIAL OR OTHER INFORMATION, BUSINESS INTERRUPTION, PERSONAL INJURY, LOSS OF PRIVACY, FAILURE TO MEET ANY DUTY (INCLUDING OF GOOD FAITH OR REASONABLE CARE), NEGLIGENCE, COSTS OF PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES, OR ANY OTHER CLAIM FOR PECUNIARY OR OTHER LOSS WHATSOEVER, OR FOR ANY CLAIM OR DEMAND AGAINST USER BY ANY OTHER PARTY, EVEN IF SITE OWNER  HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THESE LIMITATIONS SHALL APPLY NOTWITHSTANDING ANY FAILURE OF ESSENTIAL PURPOSE OF ANY LIMITED REMEDY.NOTWITHSTANDING ANY DAMAGES USER MAY INCUR FOR ANY REASON WHATSOEVER (INCLUDING, WITHOUT LIMITATION, ALL DAMAGES REFERENCED ABOVE AND ALL DIRECT OR GENERAL DAMAGES), THE ENTIRE LIABILITY OF SITE OWNER AND ANY OF ITS THIRD PARTY AFFILIATES UNDER ANY PROVISION OF THIS AGREEMENT AND YOUR EXCLUSIVE REMEDY FOR ALL OF THE FOREGOING SHALL BE LIMITED TO THE GREATER OF THE AMOUNT ACTUALLY PAID FOR THE PRODUCTS, SERVICES AND INFORMATION OR U.S. $1. THE FOREGOING LIMITATIONS, EXCLUSIONS, AND DISCLAIMERS SHALL APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, EVEN IF ANY REMEDY FAILS ITS ESSENTIAL PURPOSE.

If any provision of this Agreement is declared invalid or unenforceable, the remaining provisions of this Agreement will remain in effect. SITE OWNER has the right to modify these terms and conditions at any time.

This disclaimer is protected under United States and foreign copyrights. The copying, redistribution, use or publication by you, is strictly prohibited.

BOOKS

Book orders via the SHOP page are not eligible for refunds (Except those ordered via Amazon delivery and those are per Amazon’s return/refund policy)

COUPONS AND DISCOUNT CODES

Coupons and discount codes must be submitted at the time of purchase and appointment must be completed by the client online and may not be applied to past purchases or applied retroactively. No discounts or coupons are valid on payment plans. Only one discount, coupon, gift card per product or session may be applied.

NO CREDITS for coupons or discount codes. 

GIFT CARDS

Valid Gift Cards never expire and gift card codes must be presented prior to purchase to be valid. Lost gift card codes will not be honored. Only one gift card per person, may not be combined with any other discount or offer, not redeemable for cash, and card value may be applied to any product or service currently offered on animalcommunicating.com.  Gift cards are non-refundable and non-transferrable. Terms subject to change without notice.

AFFILIATE LINKS

This site may use affiliate links for external pages. These links do not cost the client anything extra but may create revenue for the Consultant.

AFFILIATE PROGRAM

Consultant may offer an affiliate commission for products and services. Refer to affiliate agreement for details 

Privacy Policy

In addition to our current privacy policy, the following information shall serve as an addendum to such.
What personal information do we collect?

The Consultant collects only names and email addresses via our sign-up forms which are housed on external encrypted sites

How and why we collect it

We collect your information to offer correspondence, promotions, and offers for the sole purpose of providing information and relevant marketing offers to Clients.

How we use it

Your information is only used to send email correspondence.

How we secure it

Your information is secured through our email service provider with a guarantee to be kept safe. We do not intentionally share your information with 3rd parties however based on your actions such as posting a message one of our forums or tagging an image, you control your own privacy. In posting personal information, it is up to you to satisfy yourself about the privacy level of every person who might use it. You may opt out of our emails at any time by simply using the unsubscribe button at the bottom of any of our emails.

CONFIDENTIALITY

The Consultant respects Client’s privacy and insists that Client respects the Consultant’s privacy (herein referred to as “Participants”). Thus, consider this a mutual non-disclosure agreement. Any Confidential Information shared by Client or Consultant or any representative of the Company is confidential, Proprietary, and belongs solely and exclusively to the Participant who discloses it. Parties agree not to disclose, reveal or make use of any Confidential Information or any transactions, during discussions, on the forum, on social media, or otherwise. Client agrees not to use such confidential information in any manner other than in discussion with other Consultant during a session. Confidential Information includes, but is not limited to, information disclosed in connection with this Agreement, and shall not include information rightfully obtained from a third party. Both Parties will keep Confidential Information in strictest confidence and shall use the best efforts to safeguard the Confidential Information and to protect it against disclosure, misuse, espionage, loss, and theft.

Client agrees not to violate the Company’s publicity or privacy rights. Furthermore, Client will NOT reveal any information to a third party obtained in connection with this Agreement or Company’s direct or indirect dealings with Client including but not limited to: names, email addresses, third-party company titles or positions, phone numbers or addresses. Additionally, Client will not, at any time, either directly or indirectly, disclose confidential information to any third party. Further, by purchasing this product or service you agree that if you violate or display any likelihood of violating this session the Company and/or the other Program participant(s) will be entitled to injunctive relief to prohibit any such violations to protect against the harm of such violations.

RESTRICTIONS
The contents of our Sites are protected by copyright and trademark laws and are the property of their owners. All information on the Sites is copyrighted by Karen Anderson, dba Painted Rain Productions, LLC. Unless otherwise noted, you may access and use the information and materials within the Sites for your personal use. You may not change, modify, delete, display, transmit, adapt, exploit, or copy for distribution or sell any information, material, trademark, or copyright on the Sites. You must obtain written permission from us or any other entity who owns intellectual property on the Sites before you may publish, distribute, display, or commercially exploit any material from the Sites. By using the Sites, you agree to abide by all copyright notices or other posted restrictions.

LINKS
These terms of use apply only to our Sites, and not to the Sites of any other companies or organizations, including those we link to. We do not maintain, create, endorse, or take any responsibility for the contents, advertising, products or other materials made available through any other site, including those we link to. Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any content, goods or services available on any other site.

SUBMISSIONS
We welcome your comments about any of the Sites, however, we will not review or consider any unsolicited creative submissions or suggestions for topics on our blogs, podcasts, seminars or within our newsletters or products. We hope you will understand that this policy is intended to avoid the possibility of future misunderstandings in the event that ideas developed by our staff might seem to be similar to the ideas submitted to us. Accordingly, we must ask that you not send us any original creative ideas, suggestions or materials.

If despite our request, you send us any idea, suggestion or material (“Submission”), it shall become our property. We will not be subject to any obligation of confidence for any Submission, and we will not be liable for any use or disclosure of any Submission. In the case that you submit something to us and it is unsolicited, we will exclusively own all rights to the Submission worldwide, and we will be entitled to the unrestricted use of the Submission for any purpose, without compensation or notification to the provider of the Submission. Given this fact, we ask that you refrain from submitting creative projects to us, particularly those that are confidential or personal to you.

FORUMS
A “forum” means any blog comments, message board, chat room, user review forum or other interactive service appearing on any of the Sites and includes both public boards and private forums. You must register in accordance with instructions that you will find on the Sites in order to contribute to any forum. You may not post on any forum, or send to any other forum user or our staff, any material that is abusive, vulgar, threatening, harassing, libelous, defamatory, obscene, invades a person’s privacy, violates any intellectual or other property rights, or that would otherwise violate any law. You may not use any forum in a commercial manner.

You may not post material that solicits funds, or that advertises or solicits goods or services. You may not post material known to be false. You may not post messages that contain stock touts. You may not post or transmit any information, software or other material that contains a virus or other harmful component.

We are not responsible for material appearing in any forum on the Sites, except for material signed by one of our identified representatives. We are not responsible for screening material posted by users for libel, obscenity, invasion of privacy, copyright or trademark infringement, accuracy, or for any other reason. We retain, however, the right to modify or remove messages or other material that we, in our sole discretion, consider infringing, offensive, abusive, defamatory, obscene, snarky, stale, or otherwise unacceptable. We also reserve the right to edit materials for any other reason.

Whether or not we modify or remove such material, users remain solely responsible for the content of their messages or postings. By posting on the Sites, you grant (or warrant that the owner of such rights has expressly granted) us and/or relevant affiliated companies the worldwide, perpetual, non-exclusive right to use your questions, comments, and postings, in their original or edited form, in television programs, books, articles, commentaries, or in any other medium now known or later developed.

You also warrant that you own or otherwise control all of the rights to the content you have posted and that the public posting and use of such content by us will not infringe the rights of any third party. Additionally, you warrant that any “moral rights” in posted materials have been waived. You are not entitled to any compensation for any materials you may post on the Sites.

REGISTRATION
We may, at our discretion, suspend or terminate the registration of any forum user or general user who violates any of these terms of use of use, any of the forum member guidelines or for any other behavior that we in our discretion believe is inappropriate.

DISCLAIMERS
The information, services, products, claims, topics, and materials on our Sites are provided “as is” and without warranties of any kind, either expressed or implied. We disclaim all warranties, expressed or implied, including but not limited to implied effectiveness of the ideas or strategies listed on this site as well as those that are provided in our products or to our participants at our events. The only exception is the guarantees of satisfaction and graduation that are clearly labeled guarantees within our Sites.

Neither we nor any of our respective licensors or suppliers warrant that any functions contained in the Sites will be uninterrupted or error-free, that defects will be corrected, or that the Sites or the server that makes them available are free of viruses or other harmful components. Neither we nor any of our respective licensors or suppliers warrant or make any representations regarding the use or the results of the use of the services, products, information or materials in this site in terms of their correctness, accuracy, reliability, or otherwise. You (and not we or any of our respective licensors or suppliers) assume the entire cost of all necessary servicing, repair or correction to your system. Applicable law may not allow the exclusion of implied warranties, so the above exclusion may not apply to you.

We do not endorse, warrant or guarantee any writers, speakers, products or services offered on the Sites or those we link to. We are not a party to and do not monitor, any transaction between users and third-party providers of products or services.

LIMITATION OF LIABILITY
Under no circumstances, including but not limited to negligence, will we or any of our licensors or suppliers be liable for any special or consequential damages that result from the use of, or the inability to use, the materials or information on the Sites, or any products or services provided pursuant to the Sites, even if advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability or incidental or consequential damages (including but not limited to lost data), so the above limitation or exclusion may not apply to you. In no event shall the total liability to you by us or any of our licensors or suppliers for all damages, losses, and causes of action (whether in contract, tort, or otherwise) exceed the amount paid by you to us, if any, for accessing the Sites.

Under no circumstances will we be held responsible or liable, directly or indirectly, for any loss or damage that is caused or alleged to have been caused to you in connection with your use of any advice, goods or services you receive from a guest speaker on our Sites or at one of our events.

We are also not responsible or liable for any loss or damage that is caused or alleged to have been caused to our guest blog posters or speakers in connection with the display of their photo, name, or biography posted on our Sites or in our marketing materials.

NO PROFESSIONAL ADVICE
The information contained in or made available through the Sites (including but not limited to information contained on message boards, in text files, or in chats) cannot replace or substitute for the services of trained professionals in any field, including, but not limited to, veterinarian, financial, medical, psychological, or legal matters. In particular, you should regularly consult a doctor in all matters relating to physical or mental health, particularly concerning any symptoms that may require diagnosis or medical attention. We and our licensors or suppliers make no representations or warranties concerning any treatment, action, or application of medication or preparation by any person following the information offered or provided within or through the Sites. Neither we nor our partners, or any of their affiliates, will be liable for any direct, indirect, consequential, special, exemplary or other damages that may result, including but not limited to economic loss, injury, illness or death.

You alone are responsible and accountable for your decisions, actions, and results in life, and by your use of the Sites, you agree not to attempt to hold us liable for any such decisions, actions or results, at any time, under any circumstance.

 NON-DISPARAGEMENT

Client  agrees  not  to  disparage  or  disseminate  any  negative comments or information  related  in  any  way  to  Karen Anderson,  her successors and/or assigns, affiliates, or  any  of  its respective  past  or  present  partners,  shareholders,  employees,  trustees,  or  officers,  in  any  way, through  any  means  of  communication,  publicity  or  information-dissemination,  including  but  not limited  to  internet-related  means  of  information-dissemination,  whether  way  of  news  interviews or  the  expression  of  personal  views,  opinions  or  judgments  made  to  any  individual  or  entity, including  but  not  limited  to  the  news  media  or  any  individual  or  entity  involved  in  any  type  of journalism  social  or  mass  media,  affiliates  of  either  or  both  of  the  parties,  or  any  individual  or entity  with  who  Client  is  aware  that  Karen Anderson,  her  Programs,  or  any  of  its  affiliates  has,  or  may have  a  business  relationship,  or  a  relationship  of  any  nature.

PARENTAL PERMISSION
The Sites are not directed to children under the age of 13 and we will not knowingly collect personally identifiable information from children under 13. We strongly recommend that parents participate in their children’s exploration of the internet and any online services and use their browser’s parental controls to limit the areas of the internet to which their children have access. We may, at our discretion, require users under 18 to obtain the consent of a parent or guardian to view certain content, and we may limit access to certain content to users above a specified age. You agree to abide by any such restrictions, and not to help anyone avoid these restrictions.

CONFIDENTIALITY AND NON-COMPETE
Users of our Sites hereby understand that the tools, processes, strategies, materials, and information presented on our Sites are copyrighted and proprietary, so users agree not to record, duplicate, distribute, teach or train from our information in any manner whatsoever without our express written permission. Any unauthorized use or distribution of our Sites proprietary concepts, materials, and intellectual property by you or your representatives is prohibited and Promoter will pursue legal action and full damages if these terms are violated in order to protect its rights.

GOVERNING LAW, JURISDICTION

This Agreement shall be governed by the laws of the  State of  Washington without regard to conflicts of law.  Federal or state courts situated in  Washington shall have the exclusive jurisdiction with respect to any dispute arising out of or in connection with this  Agreement.  

DISPUTE ARISING FROM THIS AGREEMENT

The Parties agree that any dispute arising from this Agreement shall be resolved in arbitration before the American  Arbitration  Association, at its offices in Washington, and under its rules governing arbitration of commercial disputes.  This arbitration  provision shall be broadly construed to include any and all  disputes,  including disputes as to the interpretation of this Agreement.  A decision rendered by  the  American  Arbitration Association shall be  entitled, upon application to  a court of competent  jurisdiction, to entry of judgment in conformity with the award  and/or decision of the arbitrator.   

MISCELLANEOUS
These terms will be governed by and construed in accordance with the laws of the State of Washington, without regard to any principles of conflicts of law. You agree that any action at law or in equity that arises out of or relates to these terms will be subject to mediation in the State of Washington. If any of these terms of use are found unlawful, void, or for any reason unenforceable, then that provision will be considered severable from the remaining terms of use, and will not affect the validity and enforceability of the remaining provisions. These terms may be modified only by our posting of changes to these terms of use on our Sites.

RELEASE OF LIABILITY:

By scheduling your session/course you hereby release, indemnify, and hold-harmless Karen Anderson, Animal Communicator, psychic medium, dba Painted Rain Productions, LLC and their agents, representatives, assistants, affiliates, employees, contractors, board members, and faculty members, (hereinafter referred to as “Karen Anderson”) from any and all liability for any injuries and damages which you,(hereinafter referred to as “Client”) client’s family, client’s guests, or client’s animal(s) may suffer, including, without limitation, any injuries and damages resulting from any animal, person, or condition, or due to the negligence or gross negligence and client expressly assumes the risk of any such damage or injury.

Clients must consult their own veterinarians and medical specialists concerning the information obtained during a consultation. Karen Anderson, DBA Painted Rain Productions, LLC, makes no representations or warranties with respect to any information offered or provided on or through the ANIMALCOMMUNICATING.COM, KARENANDERSON.NET website regarding treatment, action, or application of medication.

Karen Anderson, her successors and/or assigns, DBA Painted Rain Productions, LLC, are not liable for any direct or indirect claim, loss or damage resulting from information obtained during a consultation, use of this website and/or any website(s) linked to/from it. Client acknowledges that, by scheduling a session, they are at least 18 years of age or older, are the authorized Paypal or credit card holder or have full permission to make a payment on this site, under the terms of this Waiver and Release Agreement, Client hereby agrees to and release and relinquish legal rights that client otherwise might hold. Your payment information is not stored on Karen’s site and is strictly held to secure encrypted payment processing services of Paypal and Stripe. By scheduling a session you hereby hold Karen Anderson harmless from any identity theft, fraudulent charges by unauthorized persons and accept full responsibility for maintaining and monitoring your credit information. Personal information will never be shared, sold or otherwise communicated to any other entity from this site. Karen Anderson is not responsible for your choices or decisions you make by visiting this site or using any of the services offered in regards to your finances, veterinary care, medical care, legal circumstances, careers, or personal or professional life. Karen Anderson reserves the right to refuse service. By scheduling a session you hereby agree that scenarios obtained from your sessions may be included, printed or discussed in any of Karen’s future books, blogs, posts, presentations, films etc, and all names will be changed to protect your privacy and you also hereby agree that no monetary compensation will be given for the use of such scenarios. Under no circumstances will any private or personal information be disclosed. Information obtained from a session, or this site, should not be used in place of any professional medical, financial, and/or legal counseling you would ordinarily seek professional advice. Karen Anderson does not treat illness, diagnose or otherwise provide medical treatments. Sessions are for informational purposes only use your own discretion and common sense when making future decisions.

Consultant reserves the right to refuse service to any client. Terms/fees subject to change without notice.

Privacy Policy For mobile app: Pet Loss Hope & Healing

THIS PRIVACY POLICY GOVERNS YOUR USE OF THE SOFTWARE APPLICATION Pet Loss Hope & Healing MOBILE APP (“APPLICATION”) FOR MOBILE DEVICES THAT WAS CREATED BY APP BROS. DESIGN. THE APPLICATION IS A FREE MOBILE APP THAT Boom! Business is Booming!

WHAT INFORMATION DOES THE APPLICATION OBTAIN AND HOW IS IT USED?

USER PROVIDED INFORMATION THE APPLICATION OBTAINS THE INFORMATION YOU PROVIDE WHEN YOU DOWNLOAD AND REGISTER THE APPLICATION. REGISTRATION WITH US IS OPTIONAL. HOWEVER, PLEASE KEEP IN MIND THAT YOU MAY NOT BE ABLE TO USE SOME OF THE FEATURES OFFERED BY THE APPLICATION UNLESS YOU REGISTER WITH US.

WHEN YOU REGISTER WITH US AND USE THE APPLICATION, YOU GENERALLY PROVIDE (A) YOUR NAME, EMAIL ADDRESS, PASSWORD, AND OTHER REGISTRATION INFORMATION; (B) TRANSACTION-RELATED INFORMATION, SUCH AS WHEN YOU MAKE PURCHASES, RESPOND TO ANY OFFERS, OR DOWNLOAD OR USE APPLICATIONS FROM US; (C) INFORMATION YOU PROVIDE US WHEN YOU CONTACT US FOR HELP; (D) CREDIT CARD INFORMATION FOR PURCHASE AND USE OF THE APPLICATION, AND; (E) INFORMATION YOU ENTER INTO OUR SYSTEM WHEN USING THE APPLICATION, SUCH AS CONTACT INFORMATION AND PROJECT MANAGEMENT INFORMATION.

WE MAY ALSO USE THE INFORMATION YOU PROVIDED US TO CONTACT YOU FROM TIME TO TIME TO PROVIDE YOU WITH IMPORTANT INFORMATION, REQUIRED NOTICES AND MARKETING PROMOTIONS.

AUTOMATICALLY COLLECTED INFORMATION

IN ADDITION, THE APPLICATION MAY COLLECT CERTAIN INFORMATION AUTOMATICALLY, INCLUDING, BUT NOT LIMITED TO, THE TYPE OF MOBILE DEVICE YOU USE, YOUR MOBILE DEVICES UNIQUE DEVICE ID, THE IP ADDRESS OF YOUR MOBILE DEVICE, YOUR MOBILE OPERATING SYSTEM, THE TYPE OF MOBILE INTERNET BROWSERS YOU USE, AND INFORMATION ABOUT THE WAY YOU USE THE APPLICATION.

DOES THE APPLICATION COLLECT PRECISE REAL TIME LOCATION INFORMATION OF THE DEVICE?

THIS APPLICATION DOES NOT COLLECT PRECISE INFORMATION ABOUT THE LOCATION OF YOUR MOBILE DEVICE.

DO THIRD PARTIES SEE AND/OR HAVE ACCESS TO INFORMATION OBTAINED BY THE APPLICATION?

ONLY AGGREGATED, ANONYMIZED DATA IS PERIODICALLY TRANSMITTED TO EXTERNAL SERVICES TO HELP US IMPROVE THE APPLICATION AND OUR SERVICE. WE WILL SHARE YOUR INFORMATION WITH THIRD PARTIES ONLY IN THE WAYS THAT ARE DESCRIBED IN THIS PRIVACY STATEMENT.

WE MAY DISCLOSE USER PROVIDED AND AUTOMATICALLY COLLECTED INFORMATION:

  • AS REQUIRED BY LAW, SUCH AS TO COMPLY WITH A SUBPOENA OR SIMILAR LEGAL PROCESS;
  • WHEN WE BELIEVE IN GOOD FAITH THAT DISCLOSURE IS NECESSARY TO PROTECT OUR RIGHTS, PROTECT YOUR SAFETY OR THE SAFETY OF OTHERS, INVESTIGATE FRAUD, OR RESPOND TO A GOVERNMENT REQUEST;
  • WITH OUR TRUSTED SERVICES PROVIDERS WHO WORK ON OUR BEHALF, DO NOT HAVE AN INDEPENDENT USE OF THE INFORMATION WE DISCLOSE TO THEM, AND HAVE AGREED TO ADHERE TO THE RULES SET FORTH IN THIS PRIVACY STATEMENT.
  • IF APP BROS. DESIGN IS INVOLVED IN A MERGER, ACQUISITION, OR SALE OF ALL OR A PORTION OF ITS ASSETS, YOU WILL BE NOTIFIED VIA EMAIL AND/OR A PROMINENT NOTICE ON OUR WEBSITE OF ANY CHANGE IN OWNERSHIP OR USES OF THIS INFORMATION, AS WELL AS ANY CHOICES YOU MAY HAVE REGARDING THIS INFORMATION.

WHAT ARE MY OPT-OUT RIGHTS?

YOU CAN STOP ALL COLLECTION OF INFORMATION BY THE APPLICATION EASILY BY UNINSTALLING THE APPLICATION. YOU MAY USE THE STANDARD UNINSTALL PROCESSES AS MAY BE AVAILABLE AS PART OF YOUR MOBILE DEVICE OR VIA THE MOBILE APPLICATION MARKETPLACE OR NETWORK. YOU CAN ALSO REQUEST TO OPT-OUT VIA EMAIL, AT INFO@APPBROS.CO.

DATA RETENTION POLICY, MANAGING YOUR INFORMATION

WE WILL RETAIN USER PROVIDED DATA FOR AS LONG AS YOU USE THE APPLICATION AND FOR A REASONABLE TIME THEREAFTER. WE WILL RETAIN AUTOMATICALLY COLLECTED INFORMATION FOR UP TO 24 MONTHS AND THEREAFTER MAY STORE IT IN AGGREGATE. IF YOU’D LIKE US TO DELETE USER PROVIDED DATA THAT YOU HAVE PROVIDED VIA THE APPLICATION, PLEASE CONTACT US AT INFO@APPBROS.CO AND WE WILL RESPOND IN A REASONABLE TIME. PLEASE NOTE THAT SOME OR ALL OF THE USER PROVIDED DATA MAY BE REQUIRED IN ORDER FOR THE APPLICATION TO FUNCTION PROPERLY.

CHILDREN

WE DO NOT USE THE APPLICATION TO KNOWINGLY SOLICIT DATA FROM OR MARKET TO CHILDREN UNDER THE AGE OF 13. IF A PARENT OR GUARDIAN BECOMES AWARE THAT HIS OR HER CHILD HAS PROVIDED US WITH INFORMATION WITHOUT THEIR CONSENT, HE OR SHE SHOULD CONTACT US AT INFO@APPBROS.CO. WE WILL DELETE SUCH INFORMATION FROM OUR FILES WITHIN A REASONABLE TIME.

SECURITY

WE ARE CONCERNED ABOUT SAFEGUARDING THE CONFIDENTIALITY OF YOUR INFORMATION. WE PROVIDE PHYSICAL, ELECTRONIC, AND PROCEDURAL SAFEGUARDS TO PROTECT INFORMATION WE PROCESS AND MAINTAIN. FOR EXAMPLE, WE LIMIT ACCESS TO THIS INFORMATION TO AUTHORIZED EMPLOYEES AND CONTRACTORS WHO NEED TO KNOW THAT INFORMATION IN ORDER TO OPERATE, DEVELOP OR IMPROVE OUR APPLICATION. PLEASE BE AWARE THAT, ALTHOUGH WE ENDEAVOR PROVIDE REASONABLE SECURITY FOR INFORMATION WE PROCESS AND MAINTAIN, NO SECURITY SYSTEM CAN PREVENT ALL POTENTIAL SECURITY BREACHES.

CHANGES

THIS PRIVACY POLICY MAY BE UPDATED FROM TIME TO TIME FOR ANY REASON. WE WILL NOTIFY YOU OF ANY CHANGES TO OUR PRIVACY POLICY BY POSTING THE NEW PRIVACY POLICY HERE AND INFORMING YOU VIA EMAIL OR TEXT MESSAGE. YOU ARE ADVISED TO CONSULT THIS PRIVACY POLICY REGULARLY FOR ANY CHANGES, AS CONTINUED USE IS DEEMED APPROVAL OF ALL CHANGES.

YOUR CONSENT

BY USING THE APPLICATION, YOU ARE CONSENTING TO OUR PROCESSING OF YOUR INFORMATION AS SET FORTH IN THIS PRIVACY POLICY NOW AND AS AMENDED BY US. “PROCESSING,” MEANS USING COOKIES ON A COMPUTER/HANDHELD DEVICE OR USING OR TOUCHING INFORMATION IN ANY WAY, INCLUDING, BUT NOT LIMITED TO, COLLECTING, STORING, DELETING, USING, COMBINING AND DISCLOSING INFORMATION, ALL OF WHICH ACTIVITIES WILL TAKE PLACE IN THE UNITED STATES. IF YOU RESIDE OUTSIDE THE UNITED STATES YOUR INFORMATION WILL BE TRANSFERRED, PROCESSED AND STORED THERE UNDER UNITED STATES PRIVACY STANDARDS.

CONTACT US

IF YOU HAVE ANY QUESTIONS REGARDING PRIVACY WHILE USING THE APPLICATION OR HAVE QUESTIONS ABOUT THE MOBILE APP PRACTICES, PLEASE CONTACT US VIA EMAIL AT INFO@APPBROS.CO

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